This guide explains how to claim Railway accident compensation in India—who is eligible, documents needed, filing before the Railway Claims Tribunal (RCT), timelines, common mistakes, and practical tips. Written in plain language, with Life Saving Organization (LSO Legal) handling end-to-end support.

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Eligibility

• Victim of a railway accident/untoward incident while travelling or at station premises.
• Legal heirs can claim in case of death.
• Journey proof helps (ticket/e-ticket/season pass/UTS). If missing, give a clear explanation and witnesses.

Compensation amounts (typical)

• Death: ₹8,00,000 (lump sum benchmark under current rules).
• Specified grievous injuries: up to ₹8,00,000 depending on category (amputation, loss of limb/sight, etc.).
• Non-specified injuries: reasonable amount based on medical evidence.

Figures are subject to notifications/judgments. LSO verifies the latest schedule before filing.

Documents checklist

• FIR/GRP/DD entry; inquest/panchanama (death cases)
• Post-mortem/MLC/medical records
• Journey proof (if available) or credible explanation + witnesses
• ID & address of victim/claimant; legal-heir proof
• Bank details (cancelled cheque/passbook)
• Witness statements, photos, videos (if any)
• Death certificate (for fatal claims)

Timelines & limitation

• Limitation: Preferably within 1 year from the date of incident (delay can be condoned with reasons).
• Apply for certified copies early; keep a clean medical/police record trail.

Where to file (Jurisdiction)

File before the Railway Claims Tribunal having jurisdiction over (a) place of accident, (b) claimant’s residence, or (c) the concerned railway administration’s office.

How LSO files your RCT claim (5 simple steps)

1. Free assessment & case setup: Call 0755-4222969 or WhatsApp quick help. We confirm eligibility (untoward incident / accidental fall / derailment etc.) and open your file.
2. Evidence pack: LSO gathers GRP/FIR entries, MLC/PM, journey proof or credible explanation with witnesses, and prepares a neat bundle the Tribunal expects.
3. Draft & file application: We draft facts (train/date/time), cause, injuries/death and relief claimed, annex documents, and file before the RCT.
4. Hearings & proof: Affidavits, cross-examination (if needed), medical causation—handled by our team so you don’t run from counter to counter.
5. Award, apportionment & disbursement: We track orders, bank formalities and ensure timely credit into the claimant’s account; in death cases we manage apportionment among heirs.

Important points courts consider

• Bonafide passenger: ticket OR credible explanation/witnesses/booking logs.
• Untoward incident: accidental fall/derailment/collision; not barred by intoxication or criminal act.
• Medical causation: MLC/PM must link injuries/death to the incident.

Common mistakes to avoid

• Waiting beyond limitation—file early or seek condonation with reasons.
• No journey proof & no narrative—give a clear story with witnesses.
• Incomplete medical papers—collect MLC/PM quickly and keep copies.
• Only verbal follow-ups—always take written acknowledgements.

How LSO Legal supports RCT claims

We verify eligibility, gather records, draft/file the claim, manage evidence, and follow up till funds reach your account. For urgent assistance: 0755-4222969 · support@lifesavingorganization.com.

FAQs

Q. Is ticket mandatory?
Helpful, but not the only way—give a credible explanation + witnesses/booking history if lost.

Q. Accidental fall while boarding—eligible?
Yes, it is an untoward incident unless barred by exceptions (intoxication/criminal act).

Q. How long does it take?
Depends on evidence and tribunal load. Clean documentation speeds up award & disbursement.

References (linked): IndiaCode (Railways Act, 1989 — s.123–124A); Railway Accident & Untoward Incidents (Compensation) Rules; Railway Claims Tribunal official portal. Links above are included purely as sources; LSO Legal provides the on-ground assistance.