This Road Accident Compensation (MACT) Guide explains eligibility, documents, filing before the Motor Accident Claims Tribunal (MACT), compensation heads, timelines & common mistakes — in plain English for victims and families. It also shows how Life Saving Organization (LSO Legal) helps you end-to-end.
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Eligibility
- Victim of a road/traffic accident (driver, rider, pillion, pedestrian, passenger) suffering injury or death.
- Legal heirs (spouse/parents/children) can claim in fatal cases.
- Hit-and-run or uninsured vehicle? Separate notified schemes/process may apply — act quickly.
Sources: Motor Vehicles Act – Claims & Liability, MoRTH – Road Accidents in India (reports)
Compensation heads (typical)
- Medical expenses (hospital bills, future treatment/prosthesis)
- Loss of income during treatment & loss of future earning capacity
- Pain, suffering & trauma (including disability impact)
- Special diet, attendant, conveyance
- Property damage (if claimed)
- Fatal cases: loss of dependency, consortium, funeral/last rites expenses
Sources: MV Act – Chapters XI–XII (Insurance & MACT)
Documents checklist
- FIR/complaint or Accident Information Report; site plan, photographs/CCTV
- MLC/medical records, discharge summary, bills & prescriptions
- Identity/address of victim & claimant; relationship proof for legal heirs
- DL (driver), RC, insurer details of offending vehicle (if available)
- Income proof (salary slips/ITR), age proof, bank details (cancelled cheque/passbook)
- Disability certificate (for permanent disability), employer certificate for leave/LWP
How LSO files your MACT claim (5 clear steps)
- Calculate & register: Open the LSO MACT Calculator for your road/car accident (injury or death). We capture your details and create the case file.
- Evidence pack: We collect FIR/Accident Information Report, MLC & medical bills, photos/CCTV, and witness contacts—the exact papers a Claims Tribunal expects. If you need an accident report writing on road accident for employer/insurer, we draft it.
- Draft & file petition: Our team prepares a clean MACT claim (facts of negligence + compensation heads) and files it before the Tribunal. Works for road traffic accident, car accident, motorcycle/pedestrian accident—any accident case or car crash.
- Hearings & medical evidence: We handle affidavits/cross-examination, arrange disability assessment (injury claims), and keep you updated—no running around.
- Award, deposit & withdrawal: After the award, we track insurer/owner deposits, guide bank formalities, and ensure timely disbursement. If applicable, we also press for interim / no-fault relief and hit-and-run benefits.
Need help now? Calculate now · Call LSO 0755-4222969 · Email us
Sources: MoRTH – Claims Tribunals, MV Act – Ch. XII
Timelines & limitation
- File as early as possible to preserve evidence & continuity of treatment.
- Maintain a treatment file (bills, prescriptions, diagnostics) and a police file (FIR, site plan, statements).
- Explain delays with supporting records; keep all acknowledgements in writing.
Common mistakes to avoid
- Not preserving medical bills/receipts → weakens damages calculation.
- No income proof → tribunal may consider lower notional income.
- Depending only on phone calls → always keep written acknowledgements.
- Skipping disability assessment → obtain a detailed permanent disability certificate where applicable.
How LSO Legal helps (we do the heavy lifting)
LSO Legal collects police/medical records, computes compensation heads, drafts & files MACT claims, appears with evidence, and tracks deposit/disbursement. We also guide on interim / no-fault relief and hit-and-run scheme applications. For guidance, call 0755-4222969 or email support@lifesavingorganization.com.
Road Accident Compensation – Check Your Amount in 1 Minute
Use the official LSO Legal MACT Calculator to get a quick estimate for a road/car accident (injury or death). See a simple breakup and the next step — then apply from the same page.
Calculate Now Talk to LSO: 0755-4222969
- 1-minute estimate → apply from the same page
- LSO drafts & files your MACT claim and tracks deposits
- Help with interim/no-fault & hit-and-run relief
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FAQs
Q. Do I need vehicle papers to file?
Claimants don’t need to produce the offending vehicle’s permit/insurance; focus on police & medical proof. MACT will call the owner/insurer.
Q. Can I seek interim compensation?
Yes. The Act provides for interim / no-fault relief in appropriate cases while the main petition continues.
Q. “Road accident in India” is rising — any data?
Official reports show high fatalities & injuries annually; keep evidence intact and consult promptly.
Sources: MoRTH – Road Accidents in India (annual), NCRB – ADSI 2022
